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Simplicity Mobile applications have allowed people to physically lighten their load. Gone are the days of hauling around folders of paperwork. Today, our file cabinets are in the cloud, our signatures in PDFs and our cash in online accounts. Mobile features give us the capability to auto-fill credit applications, learn approval status within seconds, save on trips to the bank and bypass the endless paperwork. Flexibility Not every customer fits into the standard financing mold—and not every financing plan works for every customer. With the use of mobile technology, customers now have a variety of flexible financing plans at their fingertips. By providing multiple credit options within a singular digital platform, contractors can close more deals. The Nuts & Bolts: Why Mobile Financing Is a "Win-Win" for Contractors Sure, customers love the flexibility and ease of mobile financing. But how exactly does financial tech benefit your contracting business? Let's break it down. 1 Close more sales When you put payment options into customers' hands (literally), you make the decision easy. More customers say yes when offered flexible financing such as no interest, no payment promotions or low monthly payment plans—giving you a competitive advantage. 2 Win larger deals With mobile customer financing, you can often offer higher credit limits, which paves the way toward bigger project wins and upsell opportunities. Recent studies have shown that depending on the terms, consumers who use financing for home improvement projects will spend up to $12,000 more on a project—making financing a win-win for both contractors and customers. 3 Improve your cash flow Financing allows you to accept a down payment without your customer having to provide it out of pocket. You no longer have to be concerned about getting paid in full for projects since you know your customers have been approved. 4 Grow your business When you replace a cumbersome financing process with an easy, paperless one, you have more time to focus on winning the project—not the payment method. And of course, the more projects you win, the more your business succeeds. For more information, call 1-800-357-1558 or visit greensky.com. Increase in job size when a consumer uses financing. Source: GreenSky research $12,000 Over 50% of all home improvements of $5,000 or more are financed each year. Source: Certified Contractors Network " The efficiency that companies gain by adopting mobile technology leads to better customer service. Companies that embrace mobile technology complete more projects on time and on budget—and there's no better competitive advantage than that." — "Five Ways to Leverage Mobile Tech for a Competitive Advantage," Ben Ng " Small business owners sometimes see their sales double or even triple after offering customer financing." — "How to Offer Customer Financing without Breaking the Bank," PayPal study, Priyanka Prakash TECH TIP Utilize mobile financing to power up your business and increase revenue. $ 95 A $7,000 job would be only $95/month when financed.* * Subject to credit approval. Fixed APR of 9.99% for 120 months. For each $1,000 financed, 5 payments of $8.33 followed by 115 amortized payments of $13.55. Continued >

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